Clarify
We start with a Retirement Readiness Checkup.
Create
We design your income, tax, and healthcare strategy.
Support
We meet quarterly to keep your plan on track.
Planning That Begins with Listening, Not Products
At Your Financial Genie, the conversation starts with your story and the retirement you want to live. The plan comes first and it is compassionate, practical, and coordinated.
Support you can count on so every decision feels clear and manageable.
- One plan for income, taxes, healthcare, and legacy
- Clear fees and simple explanations
- Real help through life changes
Lead with planning
A different kind of retirement planning that does not focus on portfolio first. Rather, we start with YOU and understanding your retirement goals. Then we build a proactive plan to help you achieve those goals with simple explanations, transparent pricing, and guidance along the way to make sure everything stays on track. Peace of mind comes from knowing every step has a reason.
Plan Smarter, Retire Happier
A personalized retirement plan helps your money last longer, lowers taxes, and reduces stress.
Get Your Free Retirement Income Blueprint
Take the guesswork out of retirement. This simple guide shows you how to create a predictable income, avoid costly mistakes, and retire with confidence and peace of mind.
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How We Work
Meet Ilkay Sepulveda
Ilkay Sepulveda has over 30 years of experience helping individuals and families create retirement plans that provide clarity, confidence, and peace of mind. Through a personalized and transparent approach, she has guided thousands of clients in turning their savings into lifelong financial security. Her mission is to ensure every client can retire on their terms with confidence.
Frequently Asked Questions About Retirement Planning
We’ve answered some of the most common questions people have when planning for retirement. If you don’t see your question here, contact us and we’ll be happy to help.
We focus on personalized, high-touch planning rather than generic advice, helping you retire with clarity and peace of mind.
Your retirement goal is shaped by several key factors, including your desired retirement age, the lifestyle you want to maintain, your current savings and investments, projected income sources like Social Security or pensions, expected healthcare costs, inflation, and how long you may live in retirement. We help you evaluate each of these so you can set a realistic, achievable target.
Not at all. We work with individuals and families who want to maximize and protect what they’ve saved, regardless of portfolio size.
Schedule a complimentary strategy session, where we’ll review your current retirement picture and explore your options.
Blogs & News Update
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